Zindigi powered by JS Bank

Your Umrah Dreams Just Became Much More Affordable! With Zindigi!

Earn up to 10% just by keeping your balance, no extra effort!

Maintain your balance as per the reward slabs throughout the week and enjoy amazing rewards

How It Works

  1. 1. Keep a balance that matches the reward slabs during the week.
  2. 2. Log in to your Zindigi app at least once every week to stay eligible.
  3. 3. No extra steps! rewards are calculated and disbursed to your account
Earn up to 10% just by keeping your balance, no extra effort!

Terms & Conditions

  • No opt-in required for users to participate in the feature.
  • Users will receive up to 10% annualized cash reward based on their balance slab.
  • Users must maintain a balance in accordance with the specified balance slabs.
  • Day-end balance will be considered for reward calculation.
  • Cashback will not be calculated and awarded for days when the balance is below PKR 1,000.
  • Cash reward will be disbursed on a weekly basis.
  • Users can unsubscribe from the campaign by contacting the contact center.
  • Zindigi reserves the final decision on cash reward disbursement.
  • Only users who have logged in on the app during the week will be eligible for the reward.

Terms & Conditions

  • Each eligible Zindigi Virtual Card holder is eligible for up to 50% cashback, capped at PKR 1,250 per calendar month.
  • Cashback is only applicable on Subscription-category spend transacted via the Zindigi Virtual Card.
  • The reward cap per month is PKR 1,250 per user.
  • Cashback will be disbursed to the customer's Zindigi wallet within 5 working days after month-end.
  • Campaign period: 27th April 2026 – 27th July 2026.
  • Zindigi reserves the right to modify or cancel the campaign without prior notice.
  • The list of eligible platforms is subject to change at the sole discretion of Zindigi.