Open a Zindigi freelancer account in Pakistan and receive international payments easily. Whether you're coding in Karachi or designing from Hunza, receive international payments easily, hold your earnings in USD, and convert them to PKR whenever you want — all from your phone.
If you’re looking for a digital freelancer account in Pakistan, Zindigi offers a complete solution. Whether you work on Fiverr, Upwork, or with direct clients, the Zindigi freelancer account allows you to receive global payments, hold USD, and convert to PKR anytime.
What you need:
Exclusive Feature:
PayLinkAccount Limits*:
*Above limits are for PKR account only. USD Account has no limits
The Zindigi Freelancer Account makes receiving payments from anywhere in the world simple and seamless. With Pay Link, you can create a unique payment link in seconds and share it with your international clients to collect payments without any complicated setup or delays. Designed for freelancers across Pakistan, it ensures you can access global income smoothly, manage your earnings in USD, and convert them to PKR whenever needed — all through a secure mobile experience.
Receive USD payments
Convert to PKR anytime
No charges on incoming payments
Secure digital onboarding
Pay Link for instant payments
We are here to help you!
The Zindigi Freelancer Account is designed for freelancers in Pakistan to receive international payments seamlessly. Open your account instantly, retain earnings in USD, and convert them to PKR whenever you choose. With competitive fees, daily updated rates, and real-time access, it’s the smart and secure way to manage global income.
Any freelancer in Pakistan offering IT or digital services globally can open a freelancer bank account in Pakistan with Zindigi.
No. The freelancer account is a non-repatriable account, meaning funds cannot be moved outside Pakistan into a foreign bank account.
Opening a Zindigi freelancer account is simple. This freelancer digital account can be activated through the app by upgrading your existing account to an Ultra Freelancer account.
Through the Zindigi app: Go to Menu → Upgrade Account → Ultra Freelancer.
To send money from abroad, the sender needs these details:
No. Only the SWIFT code is required.
Zindigi does not charge for receiving funds in your freelancer account. However, up to USD 50 SWIFT charges may be applied by the sending bank.
Tax is deducted as per the laws of Pakistan.
Funds will be received in customer’s USD and PKR wallets within 2 working days of the amount being received by Zindigi. The time it takes for the amount to be received by Zindigi depends on the sender bank and varies from 3 to 7 days as per international processes.
Currently, only USD is offered. More currencies will be added later.
No. USD funds can only be converted to your own Zindigi PKR account.
Yes, you can make international transactions through this account.
USD is converted to PKR at the daily interbank rate.
We are here to help you!
Pay Link is a secure payment solution that allows Ultra Freelancer account holders to generate a personalized payment link and share it with clients. Clients can pay using debit or credit cards, and payments are credited directly to your account.
Only Zindigi Freelancer account holders.
Payments are always credited in PKR.
Log in to Zindigi app → Transfer Money → Receive Money > PayLink.→ Go to Generate Payment Link → Enter details (amount, description) → Click “Create Link” → Share with client.
Once the client pays, the status changes from pending to processed. Payments are processed in real-time, with funds usually available in 2–3 business days.
Pay Link supports major debit and credit cards of international payment schemes.
No, you can use PayLink to receive payments from international clients only.